UPDATED:    February 24, 2025

Pathward N.A. Data Breach Lawsuit

Data Breach Summary

Pathward, N.A.

Who Was Affected
Individuals associated with Pathward, N.A.
Impacted Data
Names, addresses, social security numbers, financial information, medical and health insurance information, dates of birth
Date of Breach
August 2, 2024
Have you been affected by Pathward, N.A.'s data breach?

Pathward, N.A. has disclosed a data breach to the Montana Attorney General, revealing that unauthorized electronic access may have compromised Spruce account holders’ personal and financial data. Impacted individuals are urged to remain vigilant by monitoring financial statements, updating passwords, and staying alert to phishing attempts. For more information, visit our guide on how to protect your information after a data breach and minimize potential harm.

Pathward N.A. Data Breach Details

Pathward, N.A. discovered the security breach on August 2, 2024, and immediately took action to mitigate the incident. The company terminated unauthorized access, launched an internal investigation, and implemented additional security measures. Findings from the investigation indicate that unauthorized access to Spruce accounts may have occurred between June 29 and August 4, 2024.

To support affected individuals, Pathward is providing a complimentary 12-month identity protection service through IDX, a ZeroFox Company. This service includes:

  • Credit and CyberScan monitoring
  • A $1,000,000 identity theft insurance reimbursement policy
  • Fully managed identity theft recovery services

While the full extent of the breach is still under investigation, Pathward urges customers to remain vigilant and take proactive steps to safeguard their personal and financial information.

What Information Was Compromised?

 The compromised data potentially includes:

  • Names
  • Addresses
  • Social Security numbers
  • Financial information (e.g., bank account numbers, credit and debit card details)

How to Know if You Were Affected

If you received a data breach notification from Pathward, N.A., your personal information may have been compromised. While most victims are officially notified through a “Notice of Data Breach” in the mail, the consequences—such as fraudulent transactions and identity theft—can begin long before the notice arrives.

Steps to Take if You Were Affected by the Pathward, N.A. Data Breach

Stay Alert for Phishing Scams
Scammers may exploit the data breach by posing as Pathward, N.A. Be cautious of unexpected emails, texts, or calls requesting personal information. When in doubt, verify communications directly with the company through official channels.

Monitor Your Credit and Financial Accounts
Regularly check your bank statements, credit card activity, and credit reports for unauthorized transactions. Set up account alerts to detect suspicious activity early. Take advantage of free credit reports and review them carefully for unfamiliar accounts or discrepancies.

Consider Freezing Your Credit
For added security, request a credit freeze from all three major credit bureaus. This prevents new accounts from being opened in your name while still allowing you to use existing credit. You can temporarily lift the freeze when necessary if applying for credit.

Class Action U, in partnership with KO Lawyers, is assisting individuals impacted by the Pathward, N.A. data breach. If your information was exposed, you may be eligible to join a class action lawsuit.

How Pathward, N.A Class Action Lawsuits Help Victims Seek Compensation

Class action lawsuits enable individuals affected by large-scale data breaches, like the Pathward, N.A. incident, to pursue compensation collectively. This approach offers a more efficient and cost-effective way to hold companies accountable for failing to protect personal information.

By joining a class action lawsuit, you may seek compensation for:

  • Loss of privacy
  • Time spent addressing the breach
  • Out-of-pocket expenses
  • Emotional distress

A successful lawsuit could also compel Pathward, N.A. to strengthen its security measures and prevent future breaches. Contact Class Action U today to determine your eligibility for a data breach class action lawsuit and explore the compensation that may be available to you.

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