Central One Federal Credit Union has notified its members of a data breach that may have exposed personal information between August 26 and August 30, 2025. Although there is no evidence that any information has been used for fraud or identity theft, affected individuals should take action to protect their data and consider their legal options.
Central One’s Data Breach Investigation
Central One Federal Credit Union identified suspicious activity in its computer network shortly before the Labor Day holiday in 2025. As a precautionary measure, the company took its systems offline while it investigated the matter. After resuming normal operations, the investigation continued, revealing that an unauthorized party had accessed certain systems between August 26 and August 30, 2025.
The breach led to the unauthorized acquisition of some files, potentially exposing sensitive personal data. While the exact contents of the exposed data are still under review, the company has confirmed that it may have included members’ names, along with additional personal information.
Although Central One has no evidence of fraud or identity theft resulting from the breach, the credit union is offering complimentary identity protection services to affected individuals. These services, provided through Experian IdentityWorksSM Credit 3B, can help members monitor their personal information for potential misuse.
When Did This Breach Occur?
The breach occurred between August 26, 2025, and August 30, 2025, when an unauthorized party gained access to Central One’s systems. Suspicious activity was first identified just before the Labor Day holiday, prompting the credit union to take proactive steps to secure its systems and launch an investigation.
What Information Was Breached?
The potentially compromised data includes the following:
- Names
- Additional personal information (specific details were not disclosed in the notice)
Although Central One has not reported any fraudulent use of this data, the breach still raises concerns about potential identity theft. The credit union has made efforts to reduce the risk of future incidents and is offering resources to help affected individuals protect their information.
What You Can Do
If you were affected by the breach, here are several steps you can take to safeguard your personal information:
- Sign Up for Free Credit Monitoring: Central One is offering a two-year membership to Experian’s IdentityWorksSM Credit 3B service, which includes credit monitoring and identity protection. Follow the instructions provided in your notification to activate this service.
- Monitor Financial Accounts: Regularly check your bank and credit card accounts for any unauthorized transactions. Report any suspicious activity immediately to your financial institution.
- Review Credit Reports: Obtain free credit reports from the three major bureaus (Equifax, Experian, and TransUnion) and look for any discrepancies or unfamiliar accounts.
- Place Fraud Alerts or Credit Freezes: Consider placing fraud alerts on your credit file or freezing your credit to prevent identity thieves from opening accounts in your name.
- Report Suspicious Activity: If you notice any unusual activity on your accounts, contact your bank or credit card company immediately.
Taking these steps can help reduce the risk of identity theft and fraud. However, affected individuals may also want to explore their legal options to seek compensation.
File a Data Breach Lawsuit Against Central One Federal Credit Union
If you were notified by Central One Federal Credit Union about this data breach and believe your information was exposed, you may have grounds to pursue compensation through a class action lawsuit. Data breaches like this can lead to identity theft, financial harm, and other damages, and individuals have the right to seek legal recourse.
A class action lawsuit allows victims to unite and seek compensation for their losses. If you were impacted by this breach, you could be eligible to join such a lawsuit and recover damages for the harm caused by the exposure of your personal information.
Contact us at Class Action U, where we’ll connect you with an attorney who specializes in data breach cases. Fill out our quick, easy, and secure form to sign up for a free consultation. There’s no cost to reach out to our legal partner, and no obligation to take further action after speaking with a representative. Together, we can hold companies accountable for their negligence and ensure you get the justice you deserve.