Cape & Coast Bank Data Breach Lawsuit

Cape & Coast Bank has recently disclosed a data breach affecting 175 customers, where sensitive debit card information was compromised. The breach, reported on October 16, 2025, involved unauthorized access to customers’ debit card details, including the card number, expiration date, magnetic-strip data, and other financial account information. If you are one of the impacted individuals, you may be entitled to compensation and access to complimentary identity-protection resources.

Cape & Coast Bank’s Data Breach Investigation

On October 16, 2025, Cape & Coast Bank alerted Massachusetts regulators about a security breach affecting 175 customers. The breach involved the unauthorized exposure of debit card details, including card numbers, expiration dates, and other sensitive financial information. The bank was notified of fraudulent transactions made with the compromised cards, prompting an immediate investigation.

Upon confirming that fraudulent transactions had occurred, Cape & Coast Bank took swift action by closing all affected debit cards and offering replacement cards to prevent further misuse. Affected customers were also given access to customer support to resolve any issues related to their compromised cards.

Cape & Coast Bank has filed an official notification with the Massachusetts Attorney General and has made efforts to mitigate further risks. In addition to providing replacement cards, the bank is offering impacted individuals complimentary identity protection resources.

When Did This Breach Occur?

The breach was reported on October 16, 2025, and the compromised debit card details were confirmed when fraudulent transactions were identified by the affected customers. The affected cards were closed immediately after the fraud was confirmed to prevent further misuse.

What Information Was Breached?

The breach exposed sensitive data elements associated with the compromised debit cards, including:

• Debit/credit card number
• Card expiration date
• Magnetic-strip data
• Other related financial account information

These details could potentially be used by criminals to make unauthorized transactions or steal further personal information.

What You Can Do

If you were notified about this breach, it is crucial to take immediate action to protect your financial information and personal data:

1. Activate Replacement Cards – Once you receive your replacement card, activate it immediately to prevent further unauthorized use of the compromised card.
2. Monitor Bank Statements and Online Banking Activity – Regularly check your bank statements and online banking activity for any unauthorized charges or suspicious transactions.
3. Place Fraud Alerts – If you notice any unauthorized transactions, contact the credit bureaus (Equifax, Experian, and TransUnion) to place a fraud alert on your credit report. This will alert lenders to verify your identity before extending credit in your name.
4. Report Suspicious Activity – If you notice fraudulent activity, immediately report it to Cape & Coast Bank at their customer service number.
5. Stay Vigilant – Keep a close eye on your credit report and consider monitoring your credit for any signs of identity theft or financial fraud over the next 12–24 months.

File a Data Breach Lawsuit Against Cape & Coast Bank