CCI Financial Data Breach Lawsuit

CCI Financial, Inc., operating as CheckCity.com and offering payday loan services, has disclosed a significant cybersecurity incident. The breach, which potentially exposed sensitive personal data, was first detected on April 3, 2025. Upon investigation, it was discovered that unauthorized individuals had accessed and potentially removed files from the company’s network, starting on March 21, 2025. This data breach has affected individuals who have used CCI Financial’s services, and the company has outlined the next steps for affected consumers.

CCI Financial’s Data Breach Investigation

On April 3, 2025, CCI Financial detected unusual network activity, signaling a potential cybersecurity incident. The company quickly acted to secure its systems and reported the breach to law enforcement. They also enlisted external cybersecurity experts to help assess the scope of the incident. After a thorough investigation, CCI Financial determined that files containing personal information may have been accessed or removed by unauthorized individuals on or about March 21, 2025.

The company’s analysis, confirmed on August 11, 2025, revealed that personal information belonging to affected individuals may have been compromised. While the breach was initially flagged earlier in April, the final determination regarding the specific data exposed came after several months of in-depth review.

To prevent any further security concerns, CCI Financial has been working diligently with cybersecurity professionals, legal counsel, and law enforcement to assess the damage and mitigate risks. They have also launched an initiative to notify and protect those affected, offering identity protection services to help individuals manage the potential consequences of the breach.

When Did This Breach Occur?

The breach first came to light on April 3, 2025, when a disruption in the company’s network was identified. The unauthorized access occurred on or around March 21, 2025, and continued to be assessed through August 11, 2025, when CCI Financial confirmed that personal data may have been exposed. Notifications were then sent to individuals who may have been impacted.

What Information Was Breached?

The following types of personal information may have been accessed or compromised in the data breach:

• Full Name
• Address
• Social Security Number (SSN)
• Driver’s License Number
• Other Government ID Numbers
• Financial Information
• Date of Birth

This kind of personal information can be used for identity theft, financial fraud, and other malicious activities. CCI Financial has urged individuals to take protective actions to minimize the risks associated with this breach.

What You Can Do

If you believe your information was compromised in the CCI Financial data breach, there are several steps you can take to protect yourself:

1. Credit Monitoring: CCI Financial is offering complimentary credit monitoring services for affected individuals. The services, provided through Kroll, include credit monitoring, fraud consultation, and identity theft restoration.
2. Fraud Alert: You can place a fraud alert on your credit file to alert creditors to take extra precautions when verifying your identity before extending credit in your name.
3. Credit Freeze: Consider placing a security freeze on your credit file, which prevents unauthorized individuals from accessing your credit report to open new accounts in your name.
4. Free Credit Reports: You are entitled to a free credit report from each of the three major credit bureaus annually. Review your credit reports for any discrepancies or suspicious activity.
5. Vigilance: Regularly monitor your financial statements and credit reports to ensure no fraudulent transactions or accounts have been opened using your personal information.

By staying vigilant and taking advantage of the credit monitoring services provided by CCI Financial, you can better protect your personal data and minimize the risk of identity theft.

File a Data Breach Lawsuit Against CCI Financial