UPDATED:    April 24, 2025

Credit Sesame Data Breach Lawsuit

Data Breach Summary

Credit Sesame

Who Was Affected
Customers of Credit Sesame
Impacted Data
Names, dates of birth, address, and Social Security numbers
Date of Breach
April 2025
Have you been affected by Credit Sesame's data breach?

Credit Sesame confirmed a significant data breach that has compromised the personal information of their customers. Affected individuals are urged to stay vigilant by regularly reviewing their personal information and monitoring their credit reports for any suspicious activity.

Credit Sesame Data Breach Details

In April 2025, Credit Sesame, Inc. discovered suspicious online activity related to user accounts, which prompted a thorough investigation. The investigation revealed that unauthorized access to certain accounts occurred between a limited window of time. As a result, sensitive personal information, including names and potentially other personal data, may have been exposed to unauthorized actors.

The breach was immediately addressed by securing the affected accounts and initiating a review of the data potentially impacted. The company has since completed this process and is notifying affected individuals, advising them on steps they can take to protect their personal information.

As an additional precautionary measure, the company is offering affected individuals complimentary credit monitoring and identity theft protection services through Experian for up to 12 months.

Under U.S. law, individuals affected by data breach are entitled to one free credit report each year from the three major credit reporting bureaus—TransUnion, Experian, and Equifax.

Compromised Information

The compromised data may include personal details such as:

  • Full name

  • Email address

  • Other personal data (specifics not disclosed in the notification)

While the investigation is ongoing, there is currently no evidence to suggest that the compromised information has been misused.

How to Know if You Were Affected

If you were affected, you should have received a direct notification from Credit Sesame, such as a letter or email. While most victims are officially notified through a “Notice of Data Breach” in the mail, the consequences—such as fraudulent transactions and identity theft—can begin before the official notice arrives.

What You Can Do to Protect Your Information

If you believe you were affected by the breach, there are several steps you can take to protect your personal information:

  1. Monitor Your Credit Reports: Review your credit reports for any suspicious activity or errors. You are entitled to one free report per year from each of the three major credit reporting bureaus—Equifax, Experian, and TransUnion.

  2. Activate Free Credit Monitoring: Enroll in the free credit monitoring services offered by Credit Sesame through Experian. The service includes:

    • Daily credit report updates

    • Identity theft insurance coverage up to $1 million

    • Identity Restoration services for resolving fraud issues

    • Additional fraud protection features

  3. Place a Fraud Alert or Credit Freeze: You can place a fraud alert or a credit freeze on your credit file with each of the three bureaus to prevent unauthorized access.

  4. Create Strong Passwords and Use Multi-Factor Authentication (MFA): Strengthen your security by using complex passwords for your accounts, avoid reusing passwords across multiple sites, and activate MFA wherever possible.

  5. Watch for Phishing Attempts: Be wary of phishing attempts, especially those that may claim to be from Credit Sesame or other institutions asking for personal details.

Legal Actions and Class Action Lawsuit

Attorneys working with Class Action U are investigating the data breach at Credit Sesame to determine if affected individuals are entitled to compensation. Those whose personal data was exposed may qualify for legal remedies, including the opportunity to join a class action lawsuit and seek compensation.

If your personal data was compromised, you may be eligible for compensation for:

  • Loss of privacy

  • Time spent resolving the breach

  • Out-of-pocket expenses

  • Emotional distress

Filing a successful class action lawsuit could not only help you receive compensation, but it could also prompt Credit Sesame to strengthen its security practices to prevent future breaches. Reach out to Class Action U today to determine if you qualify for a data breach class action and learn more about the potential compensation available to you.

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