UPDATED:    April 15, 2025

US Claims Data Breach Lawsuit

Data Breach Summary

US Claims Capital

Who Was Affected
25,722 individuals, including 37 residents of Maine
Impacted Data
Names, dates of birth, address, payment card information, Government-issued IDs, and Social Security numbers
Date of Breach
January 7, 2025
Have you been affected by US Claims Capital's data breach?

US Claims Capital, LLC (US Claims) has notified 25,722 individuals, including 37 residents of Maine, about a recent data breach that may have compromised their personal information. Although there have been no confirmed reports of fraud or misuse, the company is taking the matter seriously and has provided details regarding the incident and steps that affected individuals can take to protect their information. Affected individuals are urged to stay vigilant by regularly reviewing their personal information and monitoring their credit reports for any suspicious activity.

US Claims Data Breach Details

On January 7, 2025, US Claims detected suspicious activity within its network environment. Immediately upon discovering the anomaly, the company launched an investigation with the help of legal counsel and third-party forensic experts to determine the nature and scope of the breach. By March 25, 2025, US Claims completed a comprehensive review of its data systems. The investigation revealed that certain sensitive personal information, including the names and other personal details of affected individuals, may have been downloaded by an unauthorized individual.

While the exact details of the affected data are still under review, US Claims confirmed that the unauthorized access may have included personal information such as names and other Consolidated Personally Identifiable Information (PII) and Protected Health Information (PHI).

In response to the breach, US Claims is providing affected individuals with access to comprehensive identity protection services through IDX, a leader in data breach recovery services. These services include 12 to 24 months of credit and CyberScan monitoring, along with a $1,000,000 insurance reimbursement policy and fully managed identity theft recovery services. US Claims is covering the cost of these services, but individuals must activate their accounts to begin receiving the protections.

What Information Was Compromised?

The compromised data may include:

  • Full names
  • Social Security numbers
  • Addresses
  • Dates of birth
  • Driver’s licenses
  • Payment card information

How to Know if You Were Affected

If you were affected, you should have received a direct notification from US Claims, such as a letter or email. While most victims are officially notified through a “Notice of Data Breach” in the mail, the consequences—such as fraudulent transactions and identity theft—can begin before the official notice arrives.

What to Do if You Were Affected by the US Claims Data Breach

If you believe your personal information was compromised in the US Claims data breach, it’s important to act quickly to protect yourself. Start by reviewing any notifications from US Claims, carefully monitor your financial accounts, and take proactive steps to minimize the risk of identity theft or fraud.

Although the breach was discovered several months ago, taking action now can significantly reduce the risk of misuse of your personal data. Follow these key steps to safeguard your information and find peace of mind.

Beware of Phishing Scams

Scammers may try to take advantage of the data breach by pretending to be US Claims. Be cautious of unsolicited emails, texts, or phone calls asking for personal information. Always verify any suspicious communication directly with US Claims using official contact details.

Monitor Your Credit and Financial Accounts

Regularly check your bank and credit card statements for any unfamiliar transactions. It’s also important to review your credit reports for potential errors or fraudulent accounts. You’re entitled to free annual credit reports, so take advantage of this to stay on top of your financial health. Setting up alerts on your accounts can help you spot suspicious activity more quickly.

Consider Freezing Your Credit

For added protection, consider placing a credit freeze on your files with all three major credit bureaus. This will prevent anyone from opening new accounts in your name, while still allowing you to use existing credit. A credit freeze can be temporarily lifted when you need to apply for credit, giving you full control over your information.

How Class Action U Can Help

Class Action U, in partnership with KO Lawyers, is assisting individuals affected by the US Claims data breach in exploring their legal options. If your personal data was compromised, you may be eligible for compensation for:

  • Loss of privacy

  • Time spent resolving the breach

  • Out-of-pocket expenses

  • Emotional distress

Filing a successful class action lawsuit could not only help you receive compensation, but it could also prompt US Claims to strengthen its security practices to prevent future breaches. Reach out to Class Action U today to determine if you qualify for a data breach class action and learn more about the potential compensation available to you.

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