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Check Your Eligibility

700Credit Data Breach

700Credit, a company that helps car dealerships with consumer financing, suffered a major data breach affecting over 5.8 million people. Hackers accessed sensitive information including names, addresses, Social Security numbers, and dates of birth. The breach, which occurred in October 2025, was discovered a month later. 700Credit is offering credit monitoring and has alerted authorities. If you received notice, you may qualify to join a class action lawsuit and seek compensation.

700Credit
Date of Breach: October 2025
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Who was affected:

Clients of 700Credit

Impacted Data:

Full names

Mailing addresses

Dates of birth

Social Security numbers

Check Your Eligibility

700Credit, a company that helps auto dealerships manage consumer financing, experienced a major cybersecurity incident. Hackers accessed private customer data, affecting over 5.8 million people. Victims are now being notified and offered identity protection services.

700Credit’s Data Breach Investigation

In late October 2025, 700Credit identified suspicious activity in its web application—a critical platform used by dealerships across the U.S. to process consumer financing data. The company quickly launched an internal investigation supported by third-party cybersecurity experts. What they uncovered was deeply concerning: hackers had gained unauthorized access to customer records, copying sensitive personal information linked to car dealership clients.

700Credit’s investigation revealed that the data theft occurred between October 25 and October 27, 2025. By November 21, 700Credit confirmed the full scope of the breach and began notifying affected dealerships. They also retained a third-party notification vendor to assist in alerting impacted individuals, a process that concluded in December.

The company stressed that it had no indication of identity theft at the time of notification but took the precaution of offering 12 months of free credit monitoring through TransUnion. In parallel, 700Credit reported the incident to federal law enforcement and the Federal Trade Commission.

The scale of the breach is massive—affecting over 5.8 million individuals across the United States, including 19,225 residents of Maine alone. 700Credit claims to be enhancing its cybersecurity policies and employee training to prevent future attacks.

While 700Credit operates in a business-to-business capacity, the breach has directly impacted consumers whose personal information was stored in dealership systems that used 700Credit’s services. This means regular individuals—not just corporations—are bearing the risk and potential consequences of the company’s security failure.

When Did This Breach Occur?

The breach occurred between October 25 and October 27, 2025, and was discovered on November 21, 2025.

What Information Was Breached?

The information stolen in the 700Credit data breach may include:

  • Full names

  • Mailing addresses

  • Dates of birth

  • Social Security numbers

What You Can Do

If you received a data breach notification from 700Credit or one of its dealership partners, take the following steps immediately:

  • Enroll in free credit monitoring: 700Credit is offering 12 months of TransUnion-provided services—don’t miss this opportunity.

  • Place a fraud alert on your credit reports with the major bureaus (Equifax, Experian, TransUnion).

  • Consider freezing your credit to prevent unauthorized access to new credit accounts.

  • Monitor your accounts for suspicious activity and check your credit reports regularly for unfamiliar inquiries or accounts.

  • Report suspicious activity to your bank, credit card issuers, and law enforcement if needed.

You don’t have to face this breach alone. Class Action U is here to help everyday people fight back against corporate negligence. If you’re unsure of your legal options, we’ll help you find out.

File a Data Breach Lawsuit Against 700Credit

If you received a notice about this data breach from 700Credit or one of its affiliated dealerships, you may be eligible to participate in a class action lawsuit. Companies like 700Credit have a legal and ethical duty to protect consumer data. When they fail, it’s often up to regular people to hold them accountable.

Joining a lawsuit doesn’t just seek justice—it can also help you recover compensation for identity theft risks, emotional distress, or financial damages. And it sends a message that consumer privacy cannot be taken lightly.

Contact us at Class Action U, where we’ll connect you with a lawyer skilled in class action lawsuits. If you’ve been contacted about this breach, received notice, or discovered you were impacted, fill out our quick, easy, and secure form to sign up. There is no cost to reach out to our legal partner and no obligation after speaking with someone from our team.

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Frequently Asked Questions

A data breach occurs when sensitive, confidential, or protected information is accessed, stolen, or disclosed without authorization. Data breaches often occur through phishing emails, malware, weak passwords, insider threats, or unsecured databases. Indicators of a data breach can include unexpected password resets, suspicious account activity, unauthorized transactions, or notifications from companies about compromised information.If you suspect your data has been compromised, you must take measures and act quickly. Change passwords, enable two-factor authentication, review your financial accounts for unusual activity and consider freezing your credit.

Once stolen, your personal information may be sold on the dark web or used for identity theft and financial fraud. In some cases, hackers use the data to extort companies or launch further attacks. Victims often face long-term risks, including damage to credit and privacy.

If you receive a data breach notification, don’t ignore it. Immediately change passwords for the affected account and any others that share credentials. Enroll in any free credit monitoring services offered and monitor financial statements closely.

To pursue a data breach claim, you’ll need documentation showing your information was compromised and proof of resulting harm, such as fraudulent charges, credit score damage, or identity theft reports. Notification letters, financial records, and communication with the breached company can help support your claim.

Yes. If a company fails to protect consumer data or delays notifying victims, it may be held liable under state and federal privacy laws. Many victims join class action lawsuits to recover financial losses and hold negligent organizations accountable.

Data breach settlements vary widely depending on the size of the breach, type of data compromised, and damages suffered by victims. Payouts may include cash compensation, identity theft protection, or reimbursement for losses. Many settlements range from a few hundred to several thousand dollars per person. A skilled data breach lawyer can guide victims through the complex legal process, ensuring their rights are protected. If you’ve received a data breach notification or believe your personal data was exposed, you may be eligible for compensation. Contact Class Action U to learn more about how to join a data breach lawsuit and understand the process of filing.