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Check Your Eligibility

Appalachian Community Federal Credit Union Data Breach

Appalachian Community Federal Credit Union experienced a data breach on October 7, 2025, exposing personal information such as names, Social Security numbers, and financial account details. While no fraudulent activity has been reported, affected individuals are encouraged to take protective steps and may be eligible to file a class action lawsuit for compensation. Contact Class Action U for a free consultation if you were impacted by this breach.

Appalachian Community Federal Credit Union
Date of Breach: October 7, 2025
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Who was affected:

Clients of Appalachian Community Federal Credit Union

Impacted Data:

Full Name

Social Security Number

Financial Account Information

Check Your Eligibility

Appalachian Community Federal Credit Union (ACFCU) has notified members about a data security breach involving their computer network. Although there have been no reports of fraud or misuse of personal data, the breach exposed sensitive information, and the credit union is offering identity protection services to affected individuals. If you were impacted by this event, it’s important to understand your rights and take action to protect your information.

Appalachian Community Federal Credit Union’s Data Breach Investigation

On October 7, 2025, ACFCU discovered a disruption to its computer systems, which led to immediate action being taken to protect their network. The network was promptly taken offline, and the credit union enlisted forensic specialists to investigate the event.

By October 10, 2025, the investigation revealed that data had been taken from the network. The forensic team began a thorough review of the compromised data to determine its contents and identify the individuals whose information had been affected. This process took until December 1, 2025, to complete. During this period, the credit union worked to confirm the identities and last known addresses of impacted individuals to notify them as a precautionary measure.

While no core systems were impacted and no evidence of fraud or identity theft has been reported, ACFCU is taking the necessary steps to ensure members’ information is protected moving forward. The breach is considered a significant event, and the credit union has committed to improving its security measures to safeguard against future breaches.

When Did This Breach Occur?

The breach was first detected on October 7, 2025, and the investigation revealed that data was taken from the network between October 7 and October 10, 2025. The credit union completed its review of the impacted data on December 1, 2025.

What Information Was Breached?

The data exposed in the breach included:

  • Full Name

  • Social Security Number

  • Financial Account Information

Although ACFCU has not received reports of any fraudulent activity or identity theft as a result of the breach, the exposed information could still put affected individuals at risk if misused in the future.

What You Can Do

If you were affected by this breach, it’s essential to take the following steps to protect your personal information:

  1. Monitor Your Financial Accounts: Regularly check your bank and credit card statements for any signs of unauthorized transactions.

  2. Enroll in Credit Monitoring Services: ACFCU is offering free Single Bureau Credit Monitoring, which includes credit alerts and updates whenever there are changes to your credit file. Enroll to stay informed about any suspicious activity.

  3. Consider Free Fraud Assistance: In addition to credit monitoring, ACFCU is providing proactive fraud assistance through Cyberscout, a TransUnion company, to help you with any questions or concerns about potential fraud.

  4. Review Your Credit Reports: Ensure there are no discrepancies or unauthorized activity in your credit reports by checking them regularly.

  5. Stay Vigilant for Phishing Scams: Be cautious of emails, phone calls, or messages that might attempt to exploit the personal information exposed in the breach.

Taking these steps can help protect your identity and minimize the potential impact of the breach.

File a Data Breach Lawsuit Against Appalachian Community Federal Credit Union

If you received notification about this breach and your information was compromised, you may be entitled to compensation for any harm caused by the unauthorized access to your data. Data breaches are serious events that can lead to identity theft and financial loss, and victims may have the right to seek legal recourse.

If you were impacted by this incident, Class Action U can connect you with a qualified attorney who specializes in class action lawsuits related to data breaches. By filing a class action lawsuit, you may be able to receive compensation for any damages caused by ACFCU’s failure to secure your information.

Contact us at Class Action U for a free consultation to see if you have a case. Fill out our quick, easy, and secure form to get started, and our legal partners will guide you through the process. There is no cost to reach out, and there’s no obligation after speaking with one of our specialists.

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Frequently Asked Questions

A data breach occurs when sensitive, confidential, or protected information is accessed, stolen, or disclosed without authorization. Data breaches often occur through phishing emails, malware, weak passwords, insider threats, or unsecured databases. Indicators of a data breach can include unexpected password resets, suspicious account activity, unauthorized transactions, or notifications from companies about compromised information.If you suspect your data has been compromised, you must take measures and act quickly. Change passwords, enable two-factor authentication, review your financial accounts for unusual activity and consider freezing your credit.

Once stolen, your personal information may be sold on the dark web or used for identity theft and financial fraud. In some cases, hackers use the data to extort companies or launch further attacks. Victims often face long-term risks, including damage to credit and privacy.

If you receive a data breach notification, don’t ignore it. Immediately change passwords for the affected account and any others that share credentials. Enroll in any free credit monitoring services offered and monitor financial statements closely.

To pursue a data breach claim, you’ll need documentation showing your information was compromised and proof of resulting harm, such as fraudulent charges, credit score damage, or identity theft reports. Notification letters, financial records, and communication with the breached company can help support your claim.

Yes. If a company fails to protect consumer data or delays notifying victims, it may be held liable under state and federal privacy laws. Many victims join class action lawsuits to recover financial losses and hold negligent organizations accountable.

Data breach settlements vary widely depending on the size of the breach, type of data compromised, and damages suffered by victims. Payouts may include cash compensation, identity theft protection, or reimbursement for losses. Many settlements range from a few hundred to several thousand dollars per person. A skilled data breach lawyer can guide victims through the complex legal process, ensuring their rights are protected. If you’ve received a data breach notification or believe your personal data was exposed, you may be eligible for compensation. Contact Class Action U to learn more about how to join a data breach lawsuit and understand the process of filing.