SCF Realty Funding LLC Data Breach

SCF Realty Funding LLC, a subsidiary of publicly traded real estate investment trust Essential Properties Realty Trust, Inc., recently notified individuals of a data security incident affecting their personal information. Companies involved in commercial real estate financing routinely maintain sensitive identity and financial records on tenants, borrowers, and other parties to their transactions, making the protection of that data an important responsibility.

SCF Realty Funding LLC’s Data Breach Investigation

On September 18, 2026, SCF Realty Funding LLC sent notification letters informing recipients of an incident that may affect the privacy of their information. According to the notice, the information involved included each recipient’s name in combination with certain other personal data elements specific to that individual. The company has not publicly disclosed the specific universal list of data types involved, how the incident occurred, when it began, or how many individuals were affected. In response to the incident, the company stated that it conducted a thorough investigation, notified law enforcement, changed network passwords, and reviewed its internal policies and procedures.

Companies in the commercial real estate finance sector are increasingly targeted by cybercriminals because they routinely handle both personal identity information and detailed financial records tied to property transactions, tenant relationships, and lending arrangements. A single compromised system at a real estate financing subsidiary can expose data belonging to a wide range of individuals connected to the parent company’s broader portfolio of properties and tenants, not just the subsidiary’s own direct customers.

Notification letters that describe exposed information only in general terms, such as a name combined with unspecified other personal data elements, are common when a company is still working through which specific data fields were affected for each individual, or when state law restricts how much technical detail must be disclosed in the consumer-facing letter itself. This kind of general language does not necessarily mean the exposed information was limited in scope, only that the company has chosen not to enumerate every category publicly at the time of notification.

Individuals who receive this type of notice are generally advised to treat the incident with the same level of caution as one involving a fully disclosed list of sensitive data types, since a name paired with any combination of Social Security numbers, financial account information, or other identifying data can be sufficient for identity theft or account fraud. Financial institutions and real estate lenders that experience a security incident typically respond by resetting network credentials and involving law enforcement, both of which SCF Realty Funding LLC reported doing in its notice.

When Did This Breach Occur?

SCF Realty Funding LLC’s notification letter, dated September 18, 2026, does not disclose the date the underlying incident began or when it was first discovered.

What Information Was Breached?

According to the notice, the information involved included each affected individual’s name in combination with one or more other personal data elements. The company has not publicly disclosed the specific universal list of data types affected across all recipients.

What You Can Do

Individuals who received a notice from SCF Realty Funding LLC should consider the following steps:

• Enroll in the complimentary credit monitoring and identity protection services offered in the notification letter
• Place a fraud alert or credit freeze with the three major credit bureaus (Equifax, Experian, and TransUnion)
• Review credit reports and account statements regularly for suspicious activity
• Contact SCF Realty Funding LLC’s dedicated assistance line with questions about what specific information may have been affected
• Request a free copy of your credit report at annualcreditreport.com

File a Data Breach Lawsuit Against SCF Realty Funding LLC

If you received a notice that your personal information was exposed in the SCF Realty Funding LLC data security incident, you may have legal options available to you. Contact us at Class Action U, where we’ll connect you with a lawyer skilled in class action lawsuits. If you’ve been contacted about this breach, received notice, or discovered you were impacted, fill out our quick, easy, and secure form to sign up. There is no cost to reach out to our legal partner and no obligation after speaking with someone from our team.