Consumers claim that United Auto Credit Corporation charged fees that were reportedly imposed without proper disclosure at the time of contracting, violating the Truth in Lending Act (TILA) and the Fair Debt Collection Practices Act (FDCPA). Furthermore, UAC’s conduct may also violate state consumer protection laws and debt collection regulations.
If you meet the following criteria, you may be eligible to participate in the arbitration process and may be eligible to pursue a legal claim:
- Age Requirement: You are 18 years or older.
- UAC Loan Holder: You have a current or past auto loan with United Auto Credit Corporation.
- Online Payments: You have made payments via United Auto Credit Corporation’s online payment portal within the past year.
- Fee Charges: You were charged payment processing or convenience fees that were not clearly disclosed in your Retail Installment Sales Contract (RISC).
If you believe you have been impacted here’s what you can do:
- Confirm Loan Information: Provide your loan agreement and any email or documents associated with your UAC online account.
- Upload Documentation: Submit proof of your payment through UAC’s online payment portal, including any email confirmation, screenshots, or receipts.
- Complete the Form: If you believe you may qualify, complete the form and submit your documentation to determine if you may pursue compensation.